I am more intimately familiar with that fear than you might know. I get it, Jeff, I really do. I also know that being frozen in indecision is a terrible death sentence for life.

See if you can name your worst fear. That is a huge first step, then you can call out the fallacies of that fear. I too lost a slew of income in just a few months. I realized swiftly that I couldn't afford the

USA any more, so it was time to investigate where the money I can get for my home will last longer. There are lots of places but we have to move.Look up Tim Leffel's books on cheap overseas living- that is where my inspiration came from.

It is too costly to wait. There are good places to live where your equity can get you a much better life.